These Terms & Conditions govern all use of the ph91 platform and constitute a legally binding agreement between you and ph91. Please read them carefully before registering or placing any wager.
Important: By accessing, registering for, or using any service on the ph91 platform, you agree to be bound by these Terms & Conditions in full. If you do not agree with any provision of these Terms, you must not use the ph91 platform.
These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and ph91 ("ph91," "we," "us," or "our") governing your access to and use of the ph91 online gambling platform available at ph91.club, including all games, features, promotions, and support services offered thereon.
By completing registration, logging in to your ph91 account, or placing a wager on the platform, you confirm that you have read, understood, and agree to be bound by these Terms, together with the ph91 Privacy Policy and Responsible Gaming Policy, each of which is incorporated herein by reference. These Terms apply to all visitors, registered players, and any other persons accessing the platform.
ph91 reserves the right to amend these Terms at any time. Continued use of the platform following notification of any amendment constitutes acceptance of the revised Terms.
The ph91 platform is available exclusively to individuals who satisfy all of the following eligibility criteria:
Age Restriction Notice: Gambling is strictly prohibited for persons under 21 years of age. ph91 performs identity verification (KYC) on all accounts. Any account found to belong to a minor will be immediately terminated and all funds therein forfeited in accordance with applicable law.
ph91 reserves the right to request proof of eligibility at any time. Failure to provide satisfactory documentation within a reasonable period may result in account suspension or termination.
Each player may hold only one (1) registered account on the ph91 platform. The creation of multiple accounts ("multi-accounting") is strictly prohibited and constitutes grounds for immediate termination of all associated accounts and forfeiture of all balances held therein. If you have forgotten your login credentials, use the account recovery function — do not register a new account.
ph91 is required under PAGCOR regulations and applicable anti-money laundering (AML) laws to verify the identity of all registered players prior to processing any withdrawal. Verification requires submission of: (a) a valid government-issued photo identification document (Philippine passport, SSS ID, driver's licence, UMID, or equivalent); (b) a recent selfie photograph; and (c) where applicable, proof of source of funds. ph91 reserves the right to request supplementary documentation at any time.
You are solely responsible for maintaining the confidentiality of your ph91 login credentials. You must not share your password with any third party. ph91 shall not be liable for any losses resulting from unauthorized access to your account arising from your failure to maintain credential confidentiality. You must notify ph91 immediately via live chat support if you suspect unauthorized access to your account.
You represent and warrant that all information provided during registration is accurate, complete, and current. ph91 reserves the right to void winnings and terminate accounts where registration information is found to be materially false or misleading.
ph91 accepts deposits and processes withdrawals via the following methods: GCash, PayMaya, BPI, BDO, Metrobank, and USDT. ph91 reserves the right to modify the list of accepted payment methods at any time without prior notice.
Minimum deposit and withdrawal amounts are as published on the ph91 platform cashier at the time of transaction. ph91 reserves the right to amend minimum transaction thresholds at any time.
Withdrawal requests are subject to: (a) completed KYC verification; (b) satisfaction of all applicable wagering requirements on bonus funds; and (c) ph91's AML screening procedures. ph91 targets withdrawal processing within the timeframes published in the cashier section, but does not guarantee processing within any specific period. ph91 reserves the right to delay withdrawal processing where additional verification is required.
All transactions on ph91 are conducted in Philippine Peso (PHP / ₱) unless otherwise specified. Players depositing via USDT acknowledge applicable conversion rates and blockchain network fees.
ph91 complies with all applicable Philippine AML laws and regulations. ph91 reserves the right to report suspicious transactions to the appropriate authorities and to freeze or terminate accounts under investigation.
All bonuses, promotions, and free spin offers made available by ph91 are subject to specific terms published alongside each individual offer. General bonus conditions applicable across all ph91 promotions include:
Each game available on the ph91 platform is governed by its own individual game rules, accessible within the game interface. In the event of a conflict between individual game rules and these Terms, these Terms shall prevail except where the game rules specifically address the relevant matter.
In the event of a technical malfunction, software error, or communication failure that affects the outcome of a game round, ph91 reserves the right to void affected game rounds and refund wagers to the relevant player accounts. ph91 shall not be liable for any losses arising from technical malfunctions beyond its reasonable control.
All random-number generator (RNG) games on ph91 are certified by independent testing authorities. Live casino games are conducted using physical equipment (cards, dice, wheels) under controlled studio conditions. ph91 does not manipulate game outcomes.
In the event of a dispute regarding a game outcome, the server-side log records maintained by ph91 and its game providers shall be the definitive and final record of events. Player-side screenshots or recordings are not accepted as evidence of game outcomes.
ph91 is committed to providing a safe and responsible gambling environment for all Filipino players. ph91 offers the following responsible gaming tools, accessible from the account settings section of the platform:
If you are concerned about your gambling behaviour or that of someone you know, contact ph91 support via live chat at any time. Self-exclusion requests are processed immediately — 24 hours a day, 7 days a week, including public holidays in the Philippines.
ph91 strictly enforces the 21+ age requirement and cooperates with PAGCOR's responsible gaming programme. Players experiencing gambling-related problems are encouraged to seek support from qualified organisations.
The following conduct is strictly prohibited on the ph91 platform. Violation of any of these prohibitions constitutes grounds for immediate account termination and forfeiture of funds:
All content on the ph91 platform — including but not limited to text, graphics, logos, game titles, software, user interface elements, and promotional materials — is the exclusive intellectual property of ph91 or its licensors and is protected by applicable copyright, trademark, and intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the platform solely for lawful personal and recreational purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any ph91 content without express prior written authorisation.
To the maximum extent permitted by applicable Philippine law, ph91 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the platform, including but not limited to loss of winnings, loss of data, or loss of business opportunity.
ph91's total aggregate liability to any player in respect of any claim arising out of or in connection with these Terms or the use of the platform shall not exceed the total net deposits made by that player in the thirty (30) days immediately preceding the event giving rise to the claim.
Nothing in these Terms shall limit ph91's liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded or limited under applicable law.
ph91's collection, use, storage, and disclosure of personal data is governed by the ph91 Privacy Policy, available at ph91.club/privacy-policy. By using the platform, you acknowledge and consent to the processing of your personal data as described in the Privacy Policy, in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules.
ph91 reserves the right to suspend or permanently terminate any player account, with or without prior notice, in the following circumstances:
Upon termination for cause, ph91 reserves the right to withhold account balances pending investigation. Where termination results from a breach attributable to the player, forfeiture of balance may apply. Where termination is initiated by ph91 without cause, any verified balance shall be returned to the player via the registered payment method following completion of AML checks.
These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute, controversy, or claim arising out of or in connection with these Terms, or the breach, termination, or invalidity thereof, shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.
Prior to initiating formal legal proceedings, players are encouraged to submit complaints to ph91's customer support team via live chat, which shall endeavour to resolve disputes informally within fourteen (14) business days of receipt.
ph91 reserves the right to amend, modify, or replace these Terms at any time. Material changes will be communicated to registered players via the contact information on file or by prominent notice on the ph91 platform. The date of the most recent revision is indicated at the top of this page. Your continued use of the ph91 platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the amended Terms, you must immediately cease using the platform and may request account closure by contacting support.
If you have questions about these Terms & Conditions, please contact the ph91 support team:
Please include your registered username and a clear description of your query to ensure prompt handling by our team.
What these Terms protect and what you can expect from ph91
ph91 operates under the PAGCOR regulatory framework. All terms are structured to comply with Philippine gambling law, ensuring you play on a legally authorised platform with regulatory oversight and player fund protection.
Identity verification on ph91 is a legal requirement, not a barrier. KYC protects your account from fraud and ensures withdrawals go to the rightful owner. The process is straightforward and typically completed within 24 hours of document submission.
ph91's withdrawal terms are clear and consistently applied. GCash and PayMaya cashouts are processed quickly after KYC and wagering requirements are met. No arbitrary delays, no surprise hold periods beyond what's stated in these Terms.
Deposit limits, session timers, loss limits, and self-exclusion are all available in your ph91 account settings. These aren't buried in a menu — they're accessible to every player at all times, as required by PAGCOR regulations.
Every ph91 bonus and promotion comes with clearly stated wagering requirements, validity periods, and conditions. ph91 does not hide punitive conditions in fine print — offer terms are displayed in plain language alongside each promotion.
ph91's support team is available around the clock to address player concerns before they escalate to formal disputes. Most issues raised by Filipino players — from Manila to Davao to Cebu — are resolved informally via live chat within a few hours.
Now that you've reviewed the ph91 Terms & Conditions, you know exactly what to expect. PAGCOR-licensed, transparent, and built for Filipino players. 21+ only — please gamble responsibly.
21+ OnlyGambling involves financial risk. Never wager money you cannot afford to lose.